Canadian Family Medical Plans

A Division of IDC Insurance Direct Canada Inc.

 

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Links:

Employer Plans Quote Form

 

It can be used on its own or in combination with existing group insurance coverage.

Plan Information / Sign up Form

Corporate Name:

Address:
Contact Person:
email address:  * required
Phone Number: ( )
Comments/Questions:
 

 

Employer plans offer three distinct advantages:

      • It covers otherwise uninsured expenses
      • Premiums are a deductible business expense
      • Benefits are non-taxable income for the employee

 

What's Covered?

Qualified expenses under the Private Health Services Plan: [from A to Z]

Acupuncture   Fluoridation unit   Pediatrician
Alcoholism treatment   Guide dog   Physician
Ambulance    Gynecologist   Physiotherapist
Anesthetist    Hair Transplant   Post-natal treatments
Artificial limbs    Hearing aid and batteries   Pre-natal care
Attendant Care   Hospital bills   Prescription medicine
Birth control pills   Hydrotherapy   Psychiatrist
Blood tests   Incontinence Products   Psychoanalyst
Braces   Insulin treatments   Psychologist
Cardiographs   Lab tests   Psychotherapy
Cat-scan   Laser eye surgery   Radium therapy
Chinese medicine   Lodging (away from home for outpatient care)   Registered massage therapy
Chiropractor   Metabolism tests   Renovations & Alterations to Dwelling (for severe & prolonged impairments)
Contact lenses   MRI    Special school costs for the handicapped
Contraceptive devices   Naturopath   Spinal fluid test
Crowns   Neurologist   Splints
Dental treatment   Nursing home (including board & meals)   Sterilization
Dental implants   Obstetrician   Surgeon
Dental X-rays   Operating room costs    Telephone or TV equipment to assist the hearing impaired
Dentures   Ophthalmologist   Therapy equipment
Dermatologist   Optician   Transportation expenses (relative to health care)
Detoxification Clinic   Oral surgery  
Ultraviolet ray treatments
Diagnostic fees   Organ transplant (including owner’s expense)  
Vaccines
Diapers for incontinence   Orthodontist   Vasectomy
Dietician   Orthopedic shoes   Viagra
Drug addiction therapy   Orthopedist   Vitamins (if prescribed)
Drugs (prescription)   Orthotics   Wheelchair
Eyeglasses   Osteopath   X rays
Fees paid to health institute prescribed by a doctor    Out-of-Country Medical Expenses    
Fertility Treatments   Oxygen and oxygen equipment    

Note: This is a partial list. All allowable expenses must qualify as outlined in the Income Tax Act (IT- 519R2)


 
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